Lenders

We recommend that home buyers get pre-qualified with a lender before scheduling a home to purchase. This way you will have the best information about the price you have chosen.

Reasons to get pre-qualified:

1. You can determine which loan program best fits your needs and which you qualify for.
2. You will know exactly how much you are qualified for. It’s no fun to find your ideal home and realize that you can’t afford it.
3. Your monthly payment will be set. This will allow you to budget your money before making this large investment.
4. You learn what the down payment and closing costs will be.
5. You will find out if you qualify for special programs such as First Time Home Buyer and special incentives for buying in Baltimore City.

Patrick E. Marsiglia/Mortgage Consultant
829 East Fort Avenue, Baltimore, MD 21230
Office: 410-319-0000 ext. 211
Access Capital Mortgage, LLC
E-mail: pmarsiglia@accesscap.com

–MISSION–To understand each client’s specific needs, and provide the best mortgage solution available.  To have each client think of us as a trusted advisor, providing the highest levels of personal service, convenience, knowledge, and integrity.

–EXPERTISE–Few lenders offer the level of expertise found at ACM.  ACM loan consultants average over eight years of experience in the mortgage industry.  Our thorough understanding of the lending process, real estate transaction, and financial markets provides our clients with comfort and security.

–SERVICE–ACM is a referral-based sales organization.  Our clients come to us through word-of-mouth advertising.  Accordingly, service and client satisfaction are top priorities, and we are proud of our reputation for excellence.  From clients to vendors, ACM is considered a blue ribbon company.  We hope you give us the opportunity to earn your business as well.